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agentic payments
also AI agent payments or agent payments or agent-mediated payments
Definition of agentic payments
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: payments that an AI agent initiates or completes on behalf of a person, organization, or another agent under delegated rules, without requiring a human to approve every individual transaction
- The procurement agent used agentic payments to reorder approved supplies while staying below a monthly spending limit.
- The service required a signed mandate before accepting an agent payment for access to its data API.
Origin & history
The phrase became common in 2025 and 2026 as payment networks, financial institutions, standards developers, and researchers began designing ways for AI agents to transact. In 2026, the International Monetary Fund analyzed agentic payments as a shift from human-initiated instructions to agent-mediated decisions, while major card networks and machine-payment protocols published agent-specific payment systems.
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Cite this entry
"Agentic payments." AI Dictionary, Dadgogo, https://dadgogo.com/dictionary/agentic-payments/. Accessed 8 Oct. 2026.