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agentic finance
also agent-based finance or AI agent finance
Definition of agentic finance
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: the use of autonomous or semi-autonomous AI agents to analyze financial situations, make delegated decisions, and initiate or manage actions such as payments, banking, trading, investing, compliance, or risk control
- The bank limited its agentic finance pilot to transfers that matched a customer-approved mandate and spending cap.
- Regulators are examining how agentic finance changes accountability when software can place trades or move money at machine speed.
Origin & history
Agentic finance entered wider industry use in 2025 as banks, payment networks, and analysts began describing a shift from AI that recommends financial actions to agents that can carry them out. In 2026, the Monetary Authority of Singapore published Safeguards for Agentic Finance at Runtime, and the U.S. Commodity Futures Trading Commission announced a public forum focused on artificial intelligence and agentic finance.
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Cite this entry
"Agentic finance." AI Dictionary, Dadgogo, https://dadgogo.com/dictionary/agentic-finance/. Accessed 9 Oct. 2026.